faiq
187 posts
Mar 09, 2026
4:19 AM
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“hold rel mem crHold rel mem cr” is a short banking message that usually stands for Hold Released – Memo Credit. It means a temporary hold was placed on a deposit or transaction, and that hold has now been released, so the funds are available. The term “memo credit” shows that the amount was credited to your account as a pending or temporary entry before it fully posted. Banks often use this phrase when processing checks, card payments, or electronic transfers.
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